Terms of Service
Last Updated: January 2026
1. Service Description
Welvo is a personal asset tracking tool that provides the following features: • Record and track your investment holdings (US stocks, Taiwan stocks, cryptocurrencies) • Manage cash and debt • View asset allocation and net worth changes • Set up monthly recurring transactions This service is for personal financial management reference only and does not constitute any investment advice.
2. Eligibility
• You must have a valid Google account to use this service • You must be at least 18 years old or have reached the legal age of majority in your jurisdiction • You agree to provide true and accurate information
3. User Responsibilities
You agree to: • Keep your account credentials secure • Not use this service for any illegal purposes • Not attempt to disrupt or interfere with the operation of this service • Be responsible for the accuracy of the data you enter
4. Disclaimer
• Quote data provided by this service comes from third-party sources and may be delayed or inaccurate • We do not guarantee continuous availability of the service • This service does not provide investment, tax, or legal advice • Your investment decisions are your own responsibility and are not related to this service
5. Intellectual Property
• All content, design, and code of Welvo are protected by intellectual property rights • You may not copy, modify, or distribute any part of this service • You retain ownership of the data you enter
6. Service Changes and Termination
• We reserve the right to modify or terminate the service at any time • Users will be notified in advance of significant changes • You can stop using this service and delete your account at any time
7. Terms Modification
We may update these Terms of Service from time to time. Continued use of this service indicates your acceptance of the updated terms.
8. Contact Us
If you have any questions about these terms, please contact us at contact@welvo.net.